Delta Financial, Inc. is an independent investment adviser, meaning it is not owned by or affiliated with a broker-dealer, bank, or product sponsor. Independence allows the firm to structure its services and recommendations within the framework of its regulatory obligations and advisory agreements, rather than around proprietary products.

James utilizes tools in portfolio modeling, risk assessment, and client reporting as part of the firm’s investment management process. His prior professional experience includes service as City Assessor and City Manager for the City of Escanaba, roles that involved responsibilities related to organizational and public finance and contributed to his interest in working with institutional clients.

James resides in Escanaba with his wife, Chelsea.